$20B+ in trade. Still running on paper.
Vendors in Africa’s informal electronics trade run billion-naira businesses with no credit, no inventory tools, and no way to pay suppliers abroad. Tobu fixes that with smart POS, data-backed credit, and cross-border payments, built just for them.
60%
Informal GDP Share
85%
Informal Employment
<1%
Access to Credit
Tobu makes informal vendors bankable
Our tools help vendors manage sales, build credit profiles, and access growth capital.
POS + Smart Dashboard
Track sales in real-time, manage inventory, and get full visibility into daily operations.
Inventory Manager
Know what’s in stock. Track what’s moving.
Cross border FX
Convert Naira to USD and pay suppliers overseas, instantly and securely.
Credit Built on Real Data
Get asset-backed loans based on real sales — no paperwork or bank drama.
Get onboarded and receive your POS
We install your POS and QR tools with help from our local team.
Use Tobu to track sales and inventory
Every transaction you log helps you grow. Tobu turns your records into credit and clarity.
As your business runs, Tobu quietly builds your financial profile, opening access to credit, inventory support, and cross-border payments.
Real infrastructure for the offline economy.
We’re not just digitizing vendors. We’re rebuilding finance for the informal economy, starting with electronics. The next billion in MRR will be earned, tracked and scaled on Tobu.